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The four products, and what sets the monthly
Two levers sit behind every quote: which finance product you choose, and the term. Compare the four products, then see how the term moves the monthly.
View the data behind this chart
| Term (months) | 24 | 36 | 48 | 60 | 72 |
|---|---|---|---|---|---|
| £/month per £10k | £455 | £315 | £255 | £215 | £188 |
Estimate your monthly finance cost
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Indicative illustration only. Servnet Limited is not authorised or regulated by the FCA and does not provide financial advice or arrange finance. All finance opportunities are referred to Number Eight Business Finance. Finance policy
IT finance — FAQs
What can I finance with Servnet?
Any business IT investment - servers, storage arrays, networking, firewalls and security, business laptops, UPS and power, or a whole project - new or well-sourced refurbished. Estimate the monthly for your figure in the IT finance calculator.
Which finance option should I choose?
Hire purchase to own it, an operating lease for the lowest rentals and a fast refresh, a finance lease for balance-sheet use, or a technology subscription to bundle support and refresh. Our guide to hire purchase vs leasing vs subscription explains the choice.
Is financing cheaper than paying cash?
Often, in real terms - paying cash has an opportunity cost, since that capital can no longer earn or protect the business. The finance vs paying cash guide has the full case with a worked example.
How is the monthly payment worked out?
From a rental factor - a flat monthly rental per pound financed, set by the term and finance product. See what is a rental factor for the mechanics, or just try figures in the calculator.
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